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Financial Planning

At Grella Financial, we promise to treat you with respect. That means you won’t find a one-size-fits-all attitude here. We will take the time necessary to find strategies that pursue your unique needs.

Advice for Life™

Planning for the Life You Choose

Our Advice for Life™ planning approach recognizes that each of us requires a roadmap to help us get to where we want to go. This disciplined planning process has helped our clients to better understand the financial decisions that support their goals and improve family communication across a broad range of financial issues.

We believe that adopting a holistic planning approach that focuses first on your life goals and aspirations may improve your chances of successfully pursuing the future that you envision.

Discovery:

We begin by talking about the things that are most important to you—family, beliefs and values, and lifestyle priorities. Our team asks a lot of questions about what you’re really thinking, feeling, worried about; your experiences with money; and what you’ve accomplished so far. We listen in an effort to understand where you are today and where you’d like to be tomorrow.

Planning:

Based on what we discuss in the discovery phase, we assess your personal situation, gauge where you are now relative to your life goals and priorities, and consider what gaps exist. We consider the financial implications for each goal we discuss and construct the framework for a plan that supports them.

Strategies:

A benefit of holistic planning is that it provides a comprehensive view of all areas of your financial life. During this phase, we recommend specific strategies to help match each of your goals. This is where we implement your customized plan.

Monitoring:

Just when you make plans, life happens—and events large or small can change everything. The monitoring stage is an ongoing stage and incorporates tracking systems to keep your plan on target. We help you plan for the unexpected, anticipate change and adjust your plans over time, as necessary. We meet with you regularly to update you and determine if any changes taking place in your life warrant adjustments to your plan or strategy.

eMoney provides 24/7 access to account information and activity

We provide a secure, customized website that allows you and designated family members to see a complete real-time snapshot of every financial balance you have across financial accounts and institutions. With your permission, the site can be accessed by your other trusted advisors, including attorneys and CPAs.

This complete aggregation of balances from your checking, savings, investment accounts, credit card companies and mortgage companies provides you with an accurate, daily net worth statement that then dynamically overlays your financial plan, enabling you to see if you are on track every step of the way.



Will You Be Ready for Retirement on Your Terms?

If you have questions about how prepared you are, or how long your income may last in retirement, we will be happy to meet with you to discuss your concerns and your objectives. There’s nothing more rewarding than the confidence that comes with knowing you are on the right path to pursuing your important financial goals.

Contact Us to learn more.

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